Welcome to Our Financing Department

Get a Used-Car Loan in Chester County

You've done the research. You've compared the prices and amenities of numerous models, and you've finally selected the car, truck or SUV that fits you best. There's just one more step before you can make it your own, and that's financing. At John L. Smith Used Cars, we're more than just a place to find a great deal on a dependable vehicle. We aim to provide a satisfying car-shopping experience throughout the process, and that includes helping you select the best financing solution for your situation.

We Can Help You Find Affordable Auto Financing Options in Chester County

Our finance center's goal is to help you find the most affordable path towards driving home in your favorite pre-owned vehicle from our used car dealership serving West Chester, Coatesville, Philadelphia, Downingtown and Exton. We offer support from our finance experts and a variety of online financing tools to help you get started so that you can stress less about diving into the process of securing an auto loan. If you ever have any questions about your next auto financing endeavor, feel free to ask! We'll be happy to help you in whatever way we can.

Ready to Get Started? Visit Us at John L. Smith Used Cars to Financing Your Used car, truck or SUV Today

Whether you've browsed our inventory and found the right used car, truck or SUV, or you're waiting to learn what you prequalify for, let our financing team provide you with guidance. We've helped plenty of West Chester, Coatesville, Philadelphia, Downingtown and Exton customers, so let us make you our next happy driver. While you're visiting in Chester County, stop by and talk with us about how we can help you drive home in the right used car today.

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Your privacy is important to us.

John L. Smith Used Cars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Lease or Finance a Used Toyota, Nissan, Honda or Hyundai in West Chester, PA! 

We here at John L. Smith Used Cars always want to help you secure great deal on a used Toyota, Nissan, Honda or Hyundai model. That's achieved with the expert assistance of our used car financing center to guide you throughout the financing process from beginning to end. After you've chosen your next vehicle, we'll crunch the numbers to ensure that you're receiving the lowest possible price on your next car!

Our team of seasoned experts will highlight the benefits of leasing vs buying before helping you obtain a low interest loan or competitive lease rate. With our assistance, you'll have no trouble determining a lease or loan solution that fits neatly into your budget. In fact, it'll be just a matter of time before you take the keys to your new car!

You can also begin the financing process from the comforts of home. Take the time to fill out an online financing application to receive credit pre-approval in mere minutes. Then, you can set a reasonable budget and begin shopping for your next car.

It's plain to see that we've made auto financing a simple and stress-free experience for our valued customers throughout West Chester, Chesterbrook, Coatesville, Downingtown and Malvern PA. If you're interested in learning about auto financing, take the time visit John L. Smith Used Cars where we'll answer your question and get the paperwork started today!


John L. Smith Used Cars

550 Hannum Ave
Directions West Chester, PA 19380

  • Sales: (610) 436-4909
  • Service: (610) 918-1600


  • Monday 8:00am - 7:00pm
  • Tuesday 8:00am - 7:00pm
  • Wednesday 8:00am - 7:00pm
  • Thursday 8:00am - 7:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 3:00pm
  • Sunday Closed